Toyota Finance Center

Your New and Used Automotive Financing Experts

After you’ve picked the perfect vehicle from the large selection of new and used inventory at Tustin Toyota, you can meet with our Toyota finance team, whose top goal is to get you on the road with your purchase. Whether you have excellent, poor, or no credit, our finance specialists will craft a plan that suits your budget.

Auto Loan Financing With Us: What You’ll Get

When you choose us for auto loan financing, you can look forward to the following:

• A competitive interest rate that equals or exceeds what you can get with other financing sources. We work with a network of lenders to offer you the best possible rate.
• Flexible terms that provide you with multiple loan choices, prompting you to pick the one that most suits your needs. While 72 months is a common loan term, you can get longer and shorter periods in 12-month increments.
• An easy application process so that you can enjoy your new car as quickly as possible.

Is There a Better Way?

Before you come to our Tustin facility, get pre-qualified by filling in our online application in your own home or Huntington Beach office. You’ll have all the information that we need close at hand, including your personal, residential, employment, and car-buying details. After you’re approved, you’ll know in advance how much vehicle you can afford and can look for options that fit your pre-defined budget.

Consider Car Leasing

While you may have your heart set on owning a Toyota, you may discover car leasing is a better deal due to the following advantages:

• Lower monthly payments. Because you’re only paying for the depreciation of the vehicle as you use it, the amount you pay each month is lower.
• No down payment. You don’t need a down payment with car leasing, but adding an upfront amount can further reduce monthly costs.
• A new car every few years. At the end of your lease term, which is typically 36 months but can vary, you can turn in your vehicle and lease a new one. You can also just walk away with no obligation or buy the leased vehicle, which you can also finance with us.

Don’t Forget Your Trade-In

You can lower the cost you have to finance and the subsequent monthly installments by trading your vehicle with us. You avoid the hassle of trying to sell your vehicle to a third party by handing over the keys to your current car and driving away with your new one. To estimate what your vehicle is worth, fill out the online appraisal form.

Do you need more information about auto loan financing in Irvine and all of Anaheim? Then contact the Toyota finance team today!